139: Saving with Steve with Steve Sexton - Episode 139

139: Saving with Steve with Steve Sexton - Episode 139

What can we learn from those who have battled addiction? Here, the focus shifts to another kind of trap: the financial and lifestyle snags that come with renting and seasonal spending. Hosted by money expert Steve Sexton, this episode of *Saving with Steve* chats with Tiana Heath, Senior Manager of Industry Relations at the National Apartment Association.

Together they break down how renters can avoid “summer spending traps” and turn a rental into a stable, cost‑effective home rather than a monthly money leak. Tiana shares simple but powerful habits for cutting utility bills without roasting all summer. As she puts it, “Never turn off your AC.

Just adjust it up when you are leaving and adjust it down when you come home for more comfort.” She also highlights often‑ignored basics like changing AC filters, closing blinds to block heat, using fans, and paying close attention to those “three to five cent” increases on your electricity rate that quietly push bills up. The conversation then shifts to choosing the right rental.

Tiana encourages people to factor in commute time, local amenities, and shared facilities such as gyms, pools, and package rooms, which can replace paid memberships and other subscriptions. She also suggests visiting potential buildings at different times of day and asking about community events to see if you’ll actually like your neighbours and social atmosphere. For younger renters and parents helping them, Tiana walks through application must‑haves, from checking criteria online to being upfront about past issues.

“Honesty is the best policy,” she says, stressing that early conversations with leasing staff can save a lot of stress later. Moving prep gets its own checklist too: utility confirmation numbers, renter’s insurance, address changes, package set‑up and a pre‑move walkthrough to avoid nasty surprises. If you’re renting now, or helping someone take their first step out on their own, which of these money‑saving moves could you put into action this month?